Our Legal Standing and How It Affects You
jaya46 operates under terms that reflect the legal environment of each eligible region. Access to account features — including deposits via DANA, OVO, or GoPay — is conditional on your region qualifying under applicable local law. We do not extend service to regions where it is
-
1
legally restricted, and we do not verify eligibility on your behalf. That responsibility sits with you before you open an account. When you deposit through your DANA or OVO wallet, the transaction is processed subject to these terms; the same applies to any GoPay payment you
-
2
initiate from your phone. We retain transactional records for the period required under our operational obligations, and those records may be referenced if a dispute is raised. Account terms can be updated when regulatory or operational conditions change — we communicate those changes through the platform
-
3
before they take effect. If you are accessing from Semarang or any other Indonesian city, your eligibility is governed by the same region-dependent rules that apply platform-wide. Nothing in our marketing materials overrides or modifies these legal terms.
Service availability depends on eligible regions and local law. Users should check local rules before opening an account.